BAH → Purchase Price
Pick your base + rank → see what 2026 BAH actually buys you in UT.
Utah VA Loan Calculators
Choose a calculator
All eight calculators built for Utah Veterans. Real numbers, Utah county tax rates, 2026 VA rules. Run any of them. Mike Certo reviews every result personally if you want a second opinion.
VA Funding Fee
First use vs subsequent · down payment tier · disability waiver. 2026 fee tables.
PITI Payment
Full monthly payment including UT county property tax + insurance + HOA.
Max $0-Down Purchase
Your income → maximum home price at VA's 41% DTI guideline.
Disabled-Veteran Tax Savings
2026 UT disabled Veteran property tax exemption. Real $ savings.
IRRRL Recoupment
VA's 36-month rule. Will your simplify refi pass?
Disability Gross-Up
How much DTI lift tax-free income gives you. 25% standard.
Residual Income
VA's hidden second qualifying test. West region 2026 tables.
Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage Nationwide Mortgage Licensing System (NMLS) #173855 · Mike Certo NMLS #260555. Equal Housing Lender.