Utah VA Loan Resources Hub
Program figures verified July 2026. Details change; confirm your scenario with us.
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The UT VA Loan Playbook: 30+ page guide to using VA financing in Utah. Covers eligibility, calculations, UT-specific advantages (Utah's disabled-Veteran property tax abatement, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- UT Veteran Money-Saving Guide: quarterly-updated 20-page guide to UT + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price: base + rank → max UT home price with UT summer utility reality
- Funding Fee Calculator: first use vs subsequent + disability waiver
- PITI Payment Calculator: full monthly with UT county property tax + insurance + HOA
- Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
- Disabled-Veteran Tax Savings Calculator: disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator: 36-month VA rule pass/fail
- Disability Gross-Up Calculator: 25% boost to qualifying income
- Residual Income Calculator: VA's West region 2026 thresholds
- All calculators in one place
Core UT VA loan guides
- Home: site index + base routing
- Eligibility: COE, service requirements, entitlement
- 2026 UT Loan Limits: all 15 counties + jumbo
- Disabled-Veteran Property Tax: 2026 expansion in-depth look
- Funding Fee + Waiver: 10%+ disability waiver
- IRRRL Simplify Refi
- First-Time VA Buyer
- Assumable VA Loans
UT-specialist content (zero-national-coverage)
- UT DPA + VA Stacker: Utah Housing Corporation FirstHome and Score second mortgages layered with VA financing
- VA Construction Loans in UT: single-close vs two-close + UT builder list
- Snowbird to Utah resident: occupancy and tax-residency transition (ask Mike)
- Tribal Lands + NADL: 8 UT tribes + Native American Direct Loan
- Master-planned community VA status: Daybreak and other Utah master-planned communities (ask Mike for a pre-offer check)
- Wildfire + Insurance Reality: Park City, Wasatch Back, Summit County foothills
- Salt Lake City vs Provo vs Ogden: UT metro comparison
- Summer PCS playbook: June-August buyer competition tactics (ask Mike)
- UT Retiring Veteran Guide: top-3 US retirement state for Veterans
- VA Loan Glossary: 75+ UT-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Hill AFB: F-35A, Layton / Clearfield / Ogden
- Dugway Proving Ground: Army test range, Tooele County
- Tooele Army Depot: munitions storage, Tooele
City guides
- Salt Lake City · Provo · Ogden · St. George · Lehi · Layton · West Jordan
Veteran discounts
- Statewide UT Veteran discounts: state programs + federal benefits + national chains
- Salt Lake City VA buyer guide
- Provo VA buyer guide
- Ogden & Hill AFB VA buyer guide
Free services
- UT VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check: 3-step intake, no credit pull
Connect with Mike
- About Mike: credentials, NMLS, philosophy
- Contact: phone, email, contact form
- For Real Estate Agents: Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access: verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov): official VA loan documentation
- UT Department of Veterans' Services: state Veteran programs
- Utah Housing Corporation: down payment assistance and first-mortgage programs
- Utah Department of Veterans & Military Affairs: state Veteran benefits and resources
- Utah State Tax Commission — Pub 36: disabled-Veteran property tax abatement